Hmda

Hdma

a cross-section from 1997-1998
number of observations : 2381
 observation : individuals
 country : United States
In package version 0.2-9 and earlier this dataset was called <code>Hdma</code>.

datasets

Data sets for econometrics, including political science.

Spencer Graves

Ecdat

Data Sets for Econometrics

Hmda function

A dataframe containing :<dl>
 <dt>dir</dt>
<dd>debt payments to total income ratio</dd> <dt>hir</dt>
<dd>housing expenses to income ratio</dd> <dt>lvr</dt>
<dd>ratio of size of loan to assessed value of
 property</dd> <dt>ccs</dt>
<dd>consumer credit score from 1 to 6 (a low 
 value being a good score)</dd> <dt>mcs</dt>
<dd>mortgage credit score from 1 to 4 (a low 
 value being a good score)</dd> <dt>pbcr</dt>
<dd>public bad credit record ?</dd> <dt>dmi</dt>
<dd>denied mortgage insurance ?</dd> <dt>self</dt>
<dd>self employed ?</dd> <dt>single</dt>
<dd>is the applicant single ?</dd> <dt>uria</dt>
<dd>1989 Massachusetts unemployment rate in 
 the applicant's industry</dd> <dt>condominium</dt>
<dd>is unit a condominium ? (was called 
 <code>comdominiom</code> in version 0.2-9 and 
 earlier versions of the package)</dd> <dt>black</dt>
<dd>is the applicant black ?</dd> <dt>deny</dt>
<dd>mortgage application denied ?</dd> 
</dl>

Format

The Boston HMDA Data Set — Hmda

A dataframe containing :<dl>
 <dt>dir</dt>
<dd>debt payments to total income ratio</dd>

 <dt>hir</dt>
<dd>housing expenses to income ratio</dd>

 <dt>lvr</dt>
<dd>ratio of size of loan to assessed value of
 property</dd>

 <dt>ccs</dt>
<dd>consumer credit score from 1 to 6 (a low 
 value being a good score)</dd>

 <dt>mcs</dt>
<dd>mortgage credit score from 1 to 4 (a low 
 value being a good score)</dd>

 <dt>pbcr</dt>
<dd>public bad credit record ?</dd>

 <dt>dmi</dt>
<dd>denied mortgage insurance ?</dd>

 <dt>self</dt>
<dd>self employed ?</dd>

 <dt>single</dt>
<dd>is the applicant single ?</dd>

 <dt>uria</dt>
<dd>1989 Massachusetts unemployment rate in 
 the applicant's industry</dd>

 <dt>condominium</dt>
<dd>is unit a condominium ? (was called 
 <code>comdominiom</code> in version 0.2-9 and 
 earlier versions of the package)</dd>

 <dt>black</dt>
<dd>is the applicant black ?</dd>

 <dt>deny</dt>
<dd>mortgage application denied ?</dd>

 
</dl>

Hmda: The Boston HMDA Data Set

Description

Usage

Arguments

Format

References

See Also