
Loans are an assest for the banks! However, not all the loans are promptly returned and it is thus important for a bank to build a classification model which can identify the loan defaulters from those who complete the loan tenure. 


logistic regression

 Credit data

The package contains all the data sets related to the book
written by the maintainer of the package.

Prabhanjan Tattar

RSADBE

Data related to the book "R Statistical Application Development
by Example"

GC function

A data frame with 1000 observations on the following 21 variables.
  <dl>
    <dt><code>checking</code></dt><dd>Status of existing checking account</dd> <dt><code>duration</code></dt><dd>Duration in month</dd> <dt><code>history</code></dt><dd>Credit history</dd> <dt><code>purpose</code></dt><dd>Purpose of loan</dd> <dt><code>amount</code></dt><dd>Credit amount</dd> <dt><code>savings</code></dt><dd>Savings account or bonds</dd> <dt><code>employed</code></dt><dd>Present employment since</dd> <dt><code>installp</code></dt><dd>Installment rate in percentage of disposable income</dd> <dt><code>marital</code></dt><dd>Personal status and sex </dd> <dt><code>coapp</code></dt><dd>Other debtors or guarantors </dd> <dt><code>resident</code></dt><dd>Present residence since </dd> <dt><code>property</code></dt><dd>Property</dd> <dt><code>age</code></dt><dd>Age in years </dd> <dt><code>other</code></dt><dd>Other installment plans </dd> <dt><code>housing</code></dt><dd>Housing </dd> <dt><code>existcr</code></dt><dd>Number of existing credits at this bank </dd> <dt><code>job</code></dt><dd>Job</dd> <dt><code>depends</code></dt><dd>Number of people being liable to provide maintenance for </dd> <dt><code>telephon</code></dt><dd>Telephone </dd> <dt><code>foreign</code></dt><dd>foreign worker </dd> <dt><code>good_bad</code></dt><dd>Loan Defaulter</dd> </dl> 

Format

http://www.stat.auckland.ac.nz/~reilly/credit-g.arff and http://archive.ics.uci.edu/ml/datasets/Statlog+(German+Credit+Data)

GC: German Credit Screening Data

Description

Usage

Arguments

Format

Source

References

Examples