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date_cut is a small function to get date point.
date_cut
date_cut(dat_time, pct = 0.7, g = 100)
time vectors.
the percent of cutting. Default: 0.7.
Number of cuts.
A Date.
# NOT RUN { date_cut(dat_time = lendingclub$issue_d, pct = 0.8) #"2018-08-01" # }
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