A dataset containing characteristics and delinquency information for 5,960 home equity loans.
hmeqA data frame with 5960 rows and 13 variables:
indicator of applicant defaulted on loan or seriously delinquent
Amount of the loan request, in dollar
Amount due on existing mortgage, in dollar
Value of current property, in dollar
DebtCon = debt consolidation; HomeImp = home improvement
Occupational categories
Years at present job
Number of major derogatory reports
Number of delinquent credit lines
Age of oldest credit line in months
Number of recent credit inquiries
Number of credit lines
Debt-to-income ratio