These data were downloaded from the Lending Club
access site (see below) and are from the first quarter of 2016.
A subset of the rows and variables are included here. The
outcome is in the variable Class and is either "good" (meaning
that the loan was fully paid back or currently on-time) or "bad"
(charged off, defaulted, of 21-120 days late). A data dictionary
can be found on the source website.